Fees and Incentives
4.1 Transaction Fees
| Item | Rate | Description |
|---|---|---|
| Transaction Fee | < 1% | Determined by PAYDAO, adjustable via voting; automatically deducted from merchant collections. |
| Withdrawal Fee | Free | Merchants only cover the actual cost of on-chain transfers (Gas). |
| Top-up Fee | Free | No additional fees for user deposits. |
4.2 Incentive Distribution (Refer to Whitepaper for details)
| Role | Incentive Ratio | Settlement Method |
|---|---|---|
| User | 20% | Automatically calculated and distributed based on individual transaction volume. |
| Installer | 80% | Automatically calculated and distributed based on the transaction volume of all onboarded merchants. |